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vargahis

monarch-mcp

get_recent_account_balances

Retrieve daily account balances from Monarch Money starting from a specified date to track financial changes over time.

Instructions

Get daily balance for all accounts from a start date.

Args: start_date: Start date in YYYY-MM-DD format (optional)

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
start_dateNo

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
resultYes
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description carries full burden but only states the basic operation. It doesn't disclose behavioral traits like whether this is a read-only operation, if it requires authentication, rate limits, pagination, or what the output contains beyond 'daily balance'.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is front-loaded with the core purpose in the first sentence, followed by a concise parameter explanation. Every sentence earns its place with no wasted words, and the structure is clear and efficient.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the tool's moderate complexity (fetching balances with date filtering), no annotations, and an output schema present, the description is minimally adequate. It covers the purpose and parameter basics but lacks behavioral context and usage guidance that would be helpful for an agent.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The description adds meaningful context for the single parameter: it explains that 'start_date' is optional and specifies the required format (YYYY-MM-DD). With 0% schema description coverage and only one parameter, this adequately compensates, though it doesn't detail default behavior when omitted.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the verb ('Get') and resource ('daily balance for all accounts'), specifying the scope as 'from a start date'. It distinguishes from siblings like 'get_accounts' (which likely lists accounts) and 'get_account_history' (which might show transactions), but doesn't explicitly contrast them.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance is provided on when to use this tool versus alternatives like 'get_accounts' or 'get_account_history'. The description mentions the start date parameter but doesn't explain when it's necessary or what happens if omitted.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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