monarch-mcp

by vargahis

Overview Schema Source Related Servers Discussions Admin

Python

Remote

get_accounts

Retrieve all financial accounts from Monarch Money. View account balances and details for financial tracking.

Instructions

Get all financial accounts from Monarch Money.

Tool call template

This tool declares no required parameters. Add optional parameters from the input schema as needed.

{
  "id": 1,
  "jsonrpc": "2.0",
  "method": "tools/call",
  "params": {
    "arguments": {},
    "name": "get_accounts"
  }
}

Input Schema

Name	Required	Description	Default
No arguments

Output Schema

Name	Required	Description	Default
`result`	Yes

Schema Changelog

Changes observed during successful MCP inspections.

First observedv0.1.0Mar 12, 2026

TDQS

A3.9/5.0

Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations provided, so the description carries full burden. It only states 'get all financial accounts' without disclosing behavioral traits like authentication requirements, rate limits, or any side effects. For a read-only operation, minimal disclosure might suffice but still lacks context.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Single sentence, no unnecessary words. Perfectly concise and front-loaded with the action.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the zero-parameter, simple purpose, and presence of an output schema explaining return values, the description is complete enough. It tells the agent exactly what the tool does without needing more detail.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Input schema has zero parameters, so schema description coverage is 100%. The description adds no parameter info, which is fine since none exist. Baseline 4 for no parameters.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Clearly states it gets all financial accounts from Monarch Money. The verb 'Get' and resource 'financial accounts' are specific. The name 'get_accounts' aligns with purpose and distinguishes from sibling tools like 'get_account_history' or 'get_account_holdings'.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No explicit when-to-use or alternative guidance. However, the simple description and zero parameters imply it is the default for listing all accounts. Sibling tools are not referenced, but the context of similar get_* tools provides implicit differentiation.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.