Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the transparency burden. It discloses that the tool scans all project items and returns a list, but it does not explicitly state whether the operation is read-only, whether there are performance implications, or whether it triggers any media refresh. 'Checks' implies no mutation, but the implication is not spelled out.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.