Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden of disclosing behavior. It clearly states the core function (listing names) but does not mention any additional traits such as permissions, return format, or whether subscribed calendars are included. The behavior is minimal and non-destructive, so this is adequate but not rich.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.