Skip to main content
Glama
sarveshtalele

Personal Finance MCP

calculate_zero_coupon_bond

Calculate the price of a zero-coupon bond that pays no interest and is sold at a discount. Determine its present value from face value, yield, and maturity.

Instructions

Price a zero-coupon bond. Price = FV / (1+r)^n. Zero-coupon bonds pay no periodic interest, sold at discount.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
ytmYes
face_valueYes
years_to_maturityYes

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
resultYes
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are provided, so the description carries full burden. It only states the formula and basic nature of zero-coupon bonds but does not disclose assumptions, rounding, output format, or error handling.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is concise with two sentences, front-loaded with the purpose. No unnecessary words, though it could be slightly more structured.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a simple calculation tool, the description is mostly adequate, but it lacks details on output (though output schema exists) and does not cover potential errors or edge cases.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters2/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 0%, and the description only implies parameter usage through the formula (FV, r, n). It does not clarify whether ytm is decimal or percentage, units, or constraints on values.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool prices a zero-coupon bond and provides the formula. It distinguishes from sibling bond tools by being specific to zero-coupon bonds.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No explicit guidance on when to use this tool vs alternatives like calculate_bond_price or other bond calculators. The description does not provide selection criteria.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

Install Server

Other Tools

Latest Blog Posts

MCP directory API

We provide all the information about MCP servers via our MCP API.

curl -X GET 'https://glama.ai/api/mcp/v1/servers/sarveshtalele/personal-finance-mcp'

If you have feedback or need assistance with the MCP directory API, please join our Discord server