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sarveshtalele

Personal Finance MCP

calculate_ytm

Calculate the yield to maturity of a bond using its face value, coupon rate, market price, and years to maturity for precise investment analysis.

Instructions

Calculate Yield to Maturity — the internal rate of return of a bond. Uses Newton-Raphson iteration for precision.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
face_valueYes
coupon_rateYes
market_priceYes
coupon_frequencyNo
years_to_maturityYes

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
resultYes
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Mentions Newton-Raphson iteration but does not explain convergence issues, failure modes, input constraints, or output behavior. Without annotations, description should disclose more behavioral traits.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two succinct sentences that front-load the purpose, with no unnecessary words.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Despite having an output schema, the description lacks parameter explanations, edge case handling, and output details, making it incomplete for effective agent usage.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters1/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

No parameter descriptions are given; schema coverage is 0%. Description does not clarify units (e.g., decimal vs percentage), default coupon frequency, or valid ranges.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Clearly states 'Calculate Yield to Maturity' with the bond context and specifies the Newton-Raphson method, distinguishing it from sibling tools like bond price or duration calculations.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance on when to use this tool versus alternatives, no prerequisites, and no conditions for appropriate use.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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