Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are provided, so the description carries the full burden. 'Get details' implies a non-mutating read operation, and 'including recurring stream configuration' hints at the return structure. However, it doesn't disclose behaviors like error handling for missing merchant_id, response format, or any potential side effects, which would be valuable for an unannotated tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.