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oyemecarnal

monarch-mcp-ultimate

by oyemecarnal

create_category

Create a budget category within a specified group for Monarch Money, including name, emoji icon, and monthly rollover option.

Instructions

Create a new budget category within a category group.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
iconNoEmoji icon (default ❓)
nameYesCategory name
group_idYesCategory group ID (use get_categories to find)
rollover_enabledNoEnable monthly rollover
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are provided, so the description must carry the full burden of behavioral disclosure. It only says 'Create' but does not mention any side effects, required permissions, reversibility, or what happens if the group_id is invalid. This is a significant gap for a mutation tool.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single, concise sentence that is front-loaded with the action and resource. No unnecessary words or repetition.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a simple create operation with full schema coverage, the description is minimally adequate. However, it lacks behavioral context such as outcomes or dependencies, and with no annotations or output schema, it does not fully compensate for the missing transparency.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, with each parameter already documented. The description adds marginal value by clarifying the hierarchical relationship ('within a category group'), but it does not elaborate on parameter formats or defaults beyond what the schema provides.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the action ('Create') and the resource ('a new budget category') with a specific scope ('within a category group'). It distinguishes the tool from sibling create tools like create_tag and create_transaction by naming the exact entity type.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description provides no guidance on when to use this tool versus alternatives, no prerequisites, and no exclusions. It simply states what the tool does without context on how to choose it.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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