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oyemecarnal

monarch-mcp-ultimate

by oyemecarnal

get_account_balance

Retrieve the current balance for any account by providing its unique ID. Get instant, accurate account balance information directly from Monarch Money.

Instructions

Get current balance for a specific account by ID.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
account_idYesAccount ID
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations exist, so the description carries the full burden. It only states the basic function and does not disclose error behavior, response format, or whether the balance is a simple number. No side effects are mentioned, though as a read operation it is implied.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single concise sentence, front-loaded with the verb and resource, and contains no redundant words. It is appropriately sized for a simple getter.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

The tool is simple and the schema covers the parameter, but the description lacks usage context, expected response format, and edge-case behavior. With no output schema, the agent cannot infer the exact return shape (e.g., numeric value, currency).

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100% for account_id, so the schema fully documents the parameter. The description adds 'by ID' which minimally reinforces that the ID is the account identifier, but adds little beyond schema.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the action (get) and resource (current balance for a specific account by ID). This distinguishes it from sibling tools like get_accounts (list accounts) and get_account_snapshots (historical snapshots).

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance is provided on when to use this tool versus alternatives such as get_accounts or get_account_snapshots. The only hint is the need for an account ID, but there is no explicit context or exclusions.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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