Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries full burden for behavioral disclosure. 'Mark a task as completed' implies a mutation operation, but it doesn't specify whether this is reversible, what permissions are required, if it triggers notifications, or what happens to recurring tasks. For a mutation tool with zero annotation coverage, this leaves significant behavioral gaps.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.