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joeswann

PocketSmith MCP Server

by joeswann

list_institutions

List all financial institutions connected to your PocketSmith account to manage and review your linked banks.

Instructions

List all institutions for the authenticated user

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault

No arguments

Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations exist, so the description carries the burden. 'List' implies a read-only operation, and the authenticated-user scope adds meaningful behavioral context. It omits pagination or return format, but for a zero-parameter list tool this is acceptable.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

A single sentence directly front-loaded with verb, resource, and scope. There is no filler or redundant information; every word earns its place.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a simple list operation with no parameters and no output schema, the description is complete enough. It states what is listed (institutions) and for whom (authenticated user), making the purpose fully understandable.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The tool has zero parameters, so the empty schema fully covers parameter semantics. The description correctly does not repeat parameter information, and the baseline of 4 applies.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description uses specific verb 'List' with resource 'institutions' and scope 'for the authenticated user'. This clearly distinguishes it from siblings like get_institution (single) and list_institution_accounts (nested accounts).

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The context is clear: use when you need all institutions for the authenticated user. It does not explicitly name alternatives or exclusions, but the scope and verb make the usage context unambiguous.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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