Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden of behavioral disclosure. It mentions the authenticated user scope and 'all' rules, which implies read-only and comprehensive retrieval, but it does not disclose pagination, ordering, return structure, or any potential side effects. This is acceptable for a simple list but lacks depth.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.