Regional Economic Context
fdic_regional_contextOverlay macro and regional economic data on a bank's geographic context, using FRED for unemployment rates and federal funds rate, to provide trend analysis and narrative context for bank performance assessment.
Instructions
Overlay macro/regional economic data on a bank's geographic context. Uses FRED (Federal Reserve Economic Data) for state unemployment, national unemployment, and federal funds rate. Provides trend analysis and narrative context for bank performance assessment. Gracefully degrades if FRED API is unavailable.
Output includes:
State and national unemployment rates with trend analysis
Federal funds rate and rate environment classification
Narrative assessment of macro conditions for bank performance
Structured JSON for programmatic consumption
NOTE: Requires FRED_API_KEY environment variable for reliable data access. Degrades gracefully without it.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| cert | No | FDIC Certificate Number — auto-detects state from institution record. | |
| state | No | Two-letter state abbreviation (e.g., TX). Alternative to cert-based lookup. | |
| repdte | No | Reference report date (YYYYMMDD). FRED data fetched for 2 years before this date. |
Output Schema
| Name | Required | Description | Default |
|---|---|---|---|
No arguments | |||