Detect Risk Signals (Early Warning)
fdic_detect_risk_signalsScan FDIC-insured institutions to detect early warning risk signals using CAMELS proxy analysis, with severity-ranked output for critical, warning, and info indicators.
Instructions
Scan FDIC-insured institutions for early warning risk signals using the public_camels_proxy_v1 analytical engine.
Standardized signal codes with severity levels:
Critical: capital_undercapitalized (PCA breach), earnings_loss (ROA < 0), reserve_coverage_low (< 50%)
Warning: capital_buffer_erosion, credit_deterioration, credit_deterioration_trending, earnings_pressure, margin_compression, funding_stress, funding_ltd_stretched, rate_risk_proxy_elevated, wholesale_funding_elevated
Info: merger_distorted_trend, stale_reporting_period
Three scan modes:
State-wide: provide state to scan all active institutions
Explicit list: provide certs (up to 50)
Asset-based: provide asset_min/asset_max
Output: Per-institution risk signals ranked by severity count. The proxy engine drives signal generation internally; the output is signal-shaped, not assessment-shaped.
NOTE: Public off-site analytical proxy — not official supervisory ratings.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| certs | No | Specific CERTs to scan (max 50). | |
| limit | No | Max flagged institutions to return. | |
| state | No | Scan all active institutions in this state. | |
| repdte | No | Report Date (YYYYMMDD). Defaults to the most recent quarter. | |
| quarters | No | Prior quarters to fetch for trend analysis (default 4). | |
| asset_max | No | Maximum total assets ($thousands) filter. | |
| asset_min | No | Minimum total assets ($thousands) filter. | |
| min_severity | No | Minimum severity level to include in results (default: warning). | warning |
Output Schema
| Name | Required | Description | Default |
|---|---|---|---|
No arguments | |||