fdic_get_institution

Retrieve detailed FDIC-insured bank information using its unique certificate number to access institution profiles, financial data, and regulatory details.

Instructions

Retrieve detailed information for a specific FDIC-insured institution using its FDIC Certificate Number (CERT).

Use this when you know the exact CERT number for an institution. To find a CERT number, use fdic_search_institutions first.

Args:

cert (number): FDIC Certificate Number (e.g., 3511 for Bank of America)
fields (string, optional): Comma-separated list of fields to return

Returns a detailed institution profile suitable for concise summaries, with structured fields available for exact values when needed.

Input Schema

TableJSON Schema

Name	Required	Description	Default
`cert`	Yes	FDIC Certificate Number — the unique identifier for an institution
`fields`	No	Comma-separated list of fields to return

Implementation Reference

src/tools/institutions.ts:124-162 (handler)

The handler for the fdic_get_institution tool.

  async ({ cert, fields }) => {
    try {
      const response = await queryEndpoint(ENDPOINTS.INSTITUTIONS, {
        filters: `CERT:${cert}`,
        fields,
        limit: 1,
      });
      const records = extractRecords(response);
      if (records.length === 0) {
        const output = {
          found: false,
          cert,
          message: `No institution found with CERT number ${cert}.`,
        };
        return {
          content: [{ type: "text", text: output.message }],
          structuredContent: output,
        };
      }
      const output = records[0];
      const text = formatLookupResultText("Institution details", output, [
        "CERT",
        "NAME",
        "CITY",
        "STALP",
        "ASSET",
        "DEP",
        "ACTIVE",
        "REGAGNT",
      ]);
      return {
        content: [{ type: "text", text }],
        structuredContent: output,
      };
    } catch (err) {
      return formatToolError(err);
    }
  },
);

src/tools/institutions.ts:103-123 (registration)

Registration of the fdic_get_institution tool with its schema.

  server.registerTool(
    "fdic_get_institution",
    {
      title: "Get Institution by Certificate Number",
      description: `Retrieve detailed information for a specific FDIC-insured institution using its FDIC Certificate Number (CERT).

Use this when you know the exact CERT number for an institution. To find a CERT number, use fdic_search_institutions first.

Args:
  - cert (number): FDIC Certificate Number (e.g., 3511 for Bank of America)
  - fields (string, optional): Comma-separated list of fields to return

Returns a detailed institution profile suitable for concise summaries, with structured fields available for exact values when needed.`,
      inputSchema: CertSchema,
      annotations: {
        readOnlyHint: true,
        destructiveHint: false,
        idempotentHint: true,
        openWorldHint: false,
      },
    },

FDIC BankFind MCP Server