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jamiew

Monarch Money MCP Server

Get Cashflow

get_cashflow
Read-only

Retrieve cash flow analysis for any date range using natural language filters like 'last month' or 'this year'.

Instructions

Analyze cashflow data with flexible date filtering.

Args: start_date: Filter cashflow from this date onwards. Supports natural language like 'last month', 'this year' end_date: Filter cashflow up to this date. Supports natural language

Returns: JSON string containing cashflow analysis

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
start_dateNo
end_dateNo

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
cashflowYes
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint=true, so the description adds no additional behavioral context beyond the date filtering flexibility. It does not contradict annotations and adds minimal extra information.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is concise, front-loaded with the main purpose, and uses a clear Args structure. Every sentence adds value.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the tool's simplicity (2 optional params), the presence of annotations (readOnlyHint) and an output schema, the description adequately covers the return format (JSON string) and usage context. No significant gaps.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 0%, but the description provides meaningful semantics for both parameters including natural language support examples (e.g., 'last month', 'this year'). This compensates for the lack of schema descriptions.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states 'Analyze cashflow data with flexible date filtering', which uses a specific verb and resource. This distinguishes it from sibling tools like get_transactions or analyze_spending_patterns.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description implies usage for cashflow analysis with date filtering but does not explicitly state when to use vs alternatives or when not to use. It provides clear context but no exclusions.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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