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Monarch Money MCP Server

by jamiew

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    TDQS

    A3.6/5.0

    Scored across 29 tools

    Disambiguation3/5

    Several tools overlap in retrieving transactions (get_transactions vs search_transactions) and in high-level summaries (get_complete_financial_overview, analyze_spending_patterns, get_spending_summary, get_cashflow, get_budgets). Descriptions provide guidance, but an agent must read carefully to choose correctly; overlap is more than one or two tools.

    Naming Consistency5/5

    All tool names use consistent snake_case with verb-first patterns (get_, create_, update_, delete_, set_, refresh_, search_, analyze_). Minor semantic deviations (e.g., get_all_holdings vs get_account_holdings) do not break the predictable convention.

    Tool Count2/5

    29 tools exceed the rubric's threshold for 'too many' (25+); while the financial domain is broad, several summary/analytics tools could be consolidated. The set feels heavy for an MCP server and increases selection cost.

    Completeness3/5

    Core transaction, rule, and split CRUD is well covered, but notable gaps exist: no delete/update account, no tag or goal management, no category create/update/delete, and no delete_transaction. Agents needing those operations will hit dead ends.

    Maintenance

    ActivityMaintained
    ResponsivenessSlow