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jamiew

Monarch Money MCP Server

Get Account History

get_account_history
Read-only

Retrieve historical balance data for a specific account over a date range.

Instructions

Get historical account balance data.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
account_idYes
start_dateNo
end_dateNo

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
account_idYes
historyYes
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

The description adds 'historical' context beyond annotations, but fails to disclose other behaviors such as pagination, time range constraints, or rate limits. Annotations already declare readOnlyHint true, so safety is covered.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness3/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single sentence, which is concise but lacks structure. No front-loading of key details beyond the basic purpose.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given three parameters and an output schema, the description is insufficient. It does not explain return values or parameter behavior, leaving significant gaps for an agent to use correctly.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters1/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The input schema has 0% description coverage and the tool description does not explain any parameter semantics (e.g., date formats, meaning of account_id). All three parameters are left undocumented.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool retrieves historical account balance data, using a specific verb and resource. It distinguishes from sibling tools like get_accounts (current balances) by specifying 'historical'.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance is provided on when to use this tool versus alternatives like get_accounts or get_transactions. The description does not mention prerequisites or exclusions.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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