Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false, and openWorldHint=false, so the safety profile is fully covered by structured data. The description's contribution is only the subject matter of the query (open documents, active editor); it says nothing about return shape, freshness, or cost. With annotations carrying the behavioral burden, a baseline 3 is warranted.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.