How do I use paygentic?

1. Click on "Deploy Server". 2. Wait a few minutes for the server to deploy. Once ready, it will show a "Started" state. 3. In the chat, type @ followed by the MCP server name and your instructions, e.g., "@paygentic What's my wallet balance?" That's it! The server will respond to your query, and you can continue using it as needed. Here is a step-by-step guide with screenshots.

paygentic

by FoxRick

Overview Schema Source Related Servers Discussions Admin

JavaScript

Hybrid

PayGent SDK

Financial infrastructure for AI agents. Give your agents native tools to earn, send, and manage money.

SDK: npm install paygentic-sdk — typed REST client for Node.js & browsers
MCP Server: npx paygentic-sdk — Model Context Protocol server with 13 tools

Quick Start

SDK (code)

import { PayGent } from 'paygentic-sdk';

const paygent = new PayGent({ apiKey: 'pg_live_...' });

// Check balance
const wallet = await paygent.getWallet('wallet-id');
console.log(wallet.balance);

// Send money
await paygent.sendMoney({
  fromWalletId: 'wallet-a',
  toWalletId: 'wallet-b',
  amount: 3.50,
  description: 'API cost reimbursement'
});

// Create invoice
const invoice = await paygent.createInvoice({
  walletId: 'wallet-a',
  amount: 15.00,
  title: 'Data export task'
});
console.log(invoice.paymentUrl);

// Sign up (no API key needed)
const account = await paygent.signup({
  email: 'bot@example.com',
  password: 'secure-password-123',
  agentName: 'my-first-agent'
});
console.log(account.apiKey);

MCP Server (agent tools)

Add to your MCP client config:

{
  "mcpServers": {
    "paygentic": {
      "command": "npx",
      "args": ["-y", "paygentic-sdk"],
      "env": {
        "PAYGENTIC_API_KEY": "pg_live_xxxxxxxxxxxx",
        "PAYGENTIC_BASE_URL": "https://paygentic-one.vercel.app"
      }
    }
  }
}

Then ask your agent:

"Sign me up for PayGent"
"What's my wallet balance?"
"Send $3.50 to my transcription agent"
"Create an invoice for $15 for the data export task"
"Set a daily spending cap of $50 on my research agent"
"Show me the audit log for the last 7 days"

Related MCP server: remit.md MCP Server

MCP Tools

Tool	Description	Auth
`paygentic_signup`	Create account + wallet + API key	None
`paygentic_check_balance`	Get wallet balance and status	API key
`paygentic_list_wallets`	List all your wallets	API key
`paygentic_create_wallet`	Create a new wallet	API key
`paygentic_send_money`	Send money between wallets (previews first)	API key
`paygentic_create_invoice`	Create a public invoice anyone can pay	API key
`paygentic_list_invoices`	List invoices	API key
`paygentic_request_payment`	Agent-initiated spend (policy-checked)	API key
`paygentic_set_policy`	Add spending limits to a wallet	API key
`paygentic_list_policies`	List spending policies	API key
`paygentic_get_audit_log`	Read the immutable audit trail	API key
`paygentic_get_transactions`	Get transaction history	API key
`paygentic_get_dashboard`	Dashboard overview	API key

Configuration

Env Variable	Default	Description
`PAYGENTIC_API_KEY`	—	Your agent API key (`pg_live_...`)
`PAYGENTIC_BASE_URL`	`http://localhost:3000`	PayGent API base URL

License

MIT — UNCONSTRAINED.CAPITAL LTD

Available Tools

13 tools

paygentic_check_balanceB

Get the balance and status of a specific wallet. Requires API key.

Inputs: walletId (required).

paygentic_create_invoiceA

Create an invoice that anyone can pay via a public link. When paid, the wallet balance increases. Requires API key.

Inputs: title (required), amount (required), walletId (required), expiresAt, +1 more.

paygentic_create_walletC

Create a new wallet/agent under your account. Requires API key.

Inputs: agentId (required), name, agentType, description, +3 more.

paygentic_get_audit_logC

Read the immutable audit trail for compliance and debugging. Requires API key.

Inputs: limit, action, offset, walletId.

paygentic_get_dashboardA

Get dashboard overview: total balance, spend, active wallets, recent activity. Requires API key.

Inputs: no named parameters.

paygentic_get_transactionsC

Get transaction history for a wallet. Requires API key.

Inputs: walletId (required).

paygentic_list_invoicesC

List invoices, optionally filtered by wallet and status. Requires API key.

Inputs: status, walletId.

paygentic_list_policiesB

List spending policies for a wallet. Requires API key.

Inputs: walletId (required).

paygentic_list_walletsA

List all wallets/agents in your account. Requires API key.

Inputs: no named parameters.

paygentic_request_paymentA

Request a payment (agent-initiated spend). Subject to spending policies and rate limits. Requires API key.

Inputs: amount (required), purpose (required), walletId (required), idempotencyKey.

paygentic_send_moneyB

Send money from one wallet to another. Previews first to check policies. Requires API key.

Inputs: amount (required), fromWalletId (required), toAgentId, toWalletId, +3 more.

paygentic_set_policyA

Add a spending policy to a wallet (per-transaction, daily, weekly, monthly, or category limits). Requires API key.

Inputs: walletId (required), maxAmount (required), policyType (required), enabled, +1 more.

paygentic_signupA

Create a new PayGent account, wallet, and API key. Use this first if you don't have an account yet. No API key required.

Inputs: email (required), password (required), agentName, agentType, +3 more.

Tool Schema Changelog

Recent tool additions, removals, and schema changes observed during successful MCP inspections.

Loading tool schema changelog…

Deploy Server

One endpoint for every MCP toolRayrun runs every MCP server behind one URL and holds the credentials. Each call is decided per client, tool, and argument, then recorded.ray.runAd

TDQS

A3.5/5.0

Scored 2026-06-25 06:35 across 13 tools

Disambiguation5/5

Each tool has a well-defined and distinct purpose, covering wallet management, invoices, policies, transactions, and account setup. Even similar actions like sending money and requesting payment are clearly differentiated by their descriptions.

Naming Consistency5/5

All tools follow a consistent `verb_noun` pattern with the `paygentic_` prefix. The verbs are clear and the nouns are specific, making the tool names predictable and easy to interpret.

Tool Count5/5

With 13 tools, the server covers a comprehensive set of operations for a payment/wallet system without being overwhelming. The count is well within the typical 3-15 range for a focused service.

Completeness4/5

The server covers core operations like creating wallets, handling invoices, setting policies, and sending money. Minor gaps exist, such as missing update/delete for wallets and invoices, but these are not critical for basic functionality.

Maintenance

ActivityInactive

ResponsivenessNo recent community issues

Resources

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PayGent SDK

Quick Start

SDK (code)

MCP Server (agent tools)

MCP Tools

Configuration

License

Available Tools

Tool Schema Changelog

TDQS

Maintenance

Resources

Related MCP Connectors

Related MCP Servers

MCP Agent - AI Expense Tracker

remit.md MCP Server

Procfy

paybot-mcp