calculate_annual_cost
Calculate annual trading costs on a crypto exchange, including fees, funding, and withdrawals, and estimate savings from upgrading your VIP tier.
Instructions
当用户想知道一年下来在某交易所的真实总花费(年化交易手续费+年化资金费+年提现费)或升 VIP 档位一年能省多少钱时使用。Use when the user asks for annual/yearly cost of trading on an exchange, or how much reaching the next VIP tier would save per year. Annualizes 12 months of trading fees at the resolved VIP tier (referral + optional token discounts), 12 months of futures funding exposure, and per-event withdrawal fees times yearly withdrawal count. Includes an upgrade quote: the next VIP tier, how to qualify (volume, OKX/Bybit/Bitget/Kraken account assets (Kraken AOP), Gate GT, KuCoin KCS, or Binance BNB), and estimated annual saving. Requires exchange, purpose, country, and monthlyVolumeUsd.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| pair | No | 交易对,如 BTC/USDT、BTC/FDUSD、BTCUSDT 均可。命中币对级费率/0费促销时按促销价计费,未命中则按整所 VIP 档计费 | |
| side | No | 吃单方向,默认 buy;live 模式下 buy 行走卖盘 asks,sell 行走买盘 bids | |
| country | Yes | ISO 3166-1 alpha-2 国家代码 | |
| purpose | Yes | 交易类型: spot=现货, futures=期货 | |
| currency | No | 显示币种,默认 USD;汇率仅用于展示 | |
| exchange | Yes | 交易所名称,如 binance, okx, gate | |
| language | No | 输出语言:en=英文(默认),zh=中文。仅影响 advice/warnings/tradeoffs/reasons 等叙述性文字,数值、字段名与错误码不受影响 | |
| useToken | No | 是否使用平台币(BNB/OKB/GT/MX/BGB/KCS)折扣 | |
| fiatMethod | No | 只按指定法币渠道计价(默认取最便宜):card/ach/sepa/fps/wire/swift/pix | |
| makerShare | No | 挂单(maker)成交占比 0-1,默认 0=纯吃单 | |
| spreadMode | No | 执行成本来源:bundled=内置典型点差基准(默认,半价差、零滑点,离线秒回);live=实时拉取订单簿前100档逐档行走,算出真实半价差+市场冲击滑点(逐所独立请求,单所失败自动回退内置基准并记入 failures,深度不足保留实测值并给 warning)。需配合 tradeSizeUsd 才会计入 | |
| spreadPair | No | 执行成本测算交易对,默认沿用 pair,再默认 BTC/USDT。live 模式现货自动解析现货市场(如 KuCoin 用 kucoin 而非 kucoinfutures),如 ETH/USDT、SOL-USDT | |
| fundingMode | No | 资金费率来源:bundled=内置长期均值(默认,离线稳定);live=实时拉取该合约当前资金费率(逐所独立请求,单所失败自动回退内置值;结果含 funding_source/funding_rate_ts/funding_pair 溯源字段) | |
| fundingPair | No | 资金费率合约对,默认 BTC/USDT 永续;仅 fundingMode=live 时生效,如 ETH/USDT、SOL-USDT | |
| fiatCurrency | No | 法币入金/出金币种,默认 USD(v0.26:可把年化法币通道费并入 annual_total_cost,得到完整成本栈) | |
| holdingHours | No | 期货每月平均持仓时长(小时),用于年化资金费(×12) | |
| tokenBalance | No | 持有的平台币数量(BNB / GT / KCS)。币安现货 AND 门槛;Gate OR GT、KuCoin OR KCS 双轨可升档;同时用于平台币持仓折扣 | |
| tradeSizeUsd | No | 单笔吃单市价单规模(USD),默认不计执行成本。传入后总成本/年化/推荐会加上单边点差穿越成本(半价差);spreadMode=live 时再加上该规模下的订单簿滑点,如 10000=$1万、100000=$10万 | |
| withdrawalAsset | No | 提现资产,如 BTC, ETH, USDT | |
| accountAssetsUsd | No | OKX 账户总资产(USD),OKX 按交易量 OR 资产取高定档 | |
| monthlyVolumeUsd | Yes | 月交易量(USD),年化按此 ×12 | |
| withdrawalNetwork | No | 提现网络,如 TRC-20, ERC-20 | |
| withdrawalsPerYear | No | 每年提现次数,年化提现费=单次提现费×次数,默认 0 | |
| fiatCashoutsPerYear | No | 每年法币出金次数;年化出金费=单次最便宜通道费×次数 | |
| fiatDepositsPerYear | No | 每年法币入金次数,如月薪定投 12;年化入金费=单次最便宜通道费×次数 | |
| fiatCashoutAmountUsd | No | 单次法币出金(提现回银行卡)金额(USD);与 fiatCashoutsPerYear 同时传入时计入年化出金费 | |
| fiatDepositAmountUsd | No | 单次法币入金金额(USD);与 fiatDepositsPerYear 同时传入时,按该所最便宜直连通道计入年化入金费 |