analyze_token_discount
Calculate whether holding an exchange's native token for fee discounts is worthwhile by comparing annual trading costs, payback period, opportunity cost, and token price drop tolerance.
Instructions
当用户问持有某个交易所的平台币(BNB/GT/KCS/BGB/MX/HYPE)来抵扣手续费是否划算、多久能回本、能承受币价跌多少时使用。Use when the user asks whether holding an exchange's native token for fee discounts is worth it, how long until the discount pays back the locked capital, or how far the token price can drop before the saving is wiped out. Computes the annual trading fee WITHOUT the native token (zero-balance tier, no fee-deduction toggle) vs. WITH the token (GT/KCS/BNB holdings can lift the VIP tier; BNB/MX/BGB/KCS give a flat fee-deduction; Gate GT and MEXC MX and Hyperliquid HYPE have holding-tier discount ladders; Gate futures maker drops to zero). Returns annual USD saving, the USD opportunity cost of locking the required token balance (2026-09 snapshot price or explicit tokenPriceUsd override), payback in months, and the maximum one-year token price drop the saving can absorb. When tokenBalance is omitted it returns every achievable discount tier as a table with a recommended best-payback tier. Requires exchange, purpose, country, and monthlyVolumeUsd.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| country | Yes | ISO 3166-1 alpha-2 居住国代码,用于合规过滤 | |
| purpose | Yes | 交易类型: spot=现货, futures=期货 | |
| currency | No | 显示币种,默认 USD | |
| exchange | Yes | 交易所名称,如 binance, gate, kucoin, mexc, bitget, hyperliquid | |
| language | No | 输出语言:en=英文(默认),zh=中文。仅影响 advice/warnings/tradeoffs/reasons 等叙述性文字,数值、字段名与错误码不受影响 | |
| makerShare | No | maker 挂单占比 0-1,默认 0(纯吃单) | |
| tokenBalance | No | 已持有的平台币数量;省略则返回所有可达档位的回本对比表;对 Hyperliquid 填已质押(staked)的 HYPE | |
| tokenPriceUsd | No | 平台币当前 USD 单价;省略使用内置 2026-09 快照价 | |
| accountAssetsUsd | No | 账户总资产(USD),用于 OKX/Bybit/Bitget/Kraken 的资产档位升级路径 | |
| monthlyVolumeUsd | Yes | 月交易量(USD) |