Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of disclosing behavioral traits. It only states the action ('update to latest version') without mentioning side effects, permissions needed, whether the plugin is activated post-update, or what the return value is.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.