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currencytransfer

CurrencyTransfer MCP Server

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create_beneficiary

Create a beneficiary bank account for international payments by providing nickname, type, currency, and bank account country.

Instructions

Creates a new beneficiary (recipient bank account).

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
nicknameYesUnique alias for the beneficiary
typeYes
currencyYes3-letter ISO 4217 currency code
bank_account_countryYes2-letter ISO 3166-1 country code
first_nameNoRequired if type is individual
last_nameNoRequired if type is individual
company_nameNoRequired if type is company
emailNoEmail for payment dispatch notifications
ibanNo
bic_swiftNo
account_numberNo
sort_codeNo
abaNo
bsbNo
routing_numberNo
line1NoBeneficiary address line 1
line2NoBeneficiary address line 2
cityNo
countryNo2-letter ISO 3166-1 country code
stateNoRequired if country is CA or US
postal_codeNoRequired if country is CA or US
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are provided, and the description only states the action without disclosing behavioral traits like validation, idempotency, required permissions, or impact on existing data.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single concise sentence with no wasted words. However, it could be better structured (e.g., listing key requirements) for clarity.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the complexity (21 parameters, conditional logic based on type and country), the description is too brief. It omits any summary of parameters or behavioral notes, leaving the schema to do all the work.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 57%, so the schema already describes many parameters. The description adds no extra meaning beyond the schema, meeting the baseline for moderate coverage.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description explicitly states the action ('Creates') and the resource ('new beneficiary (recipient bank account)'), distinguishing it from sibling tools like update_beneficiary or delete_beneficiary.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description provides no guidance on when to use this tool versus alternatives, such as create_beneficiary_email_request or validate_beneficiary. No context on prerequisites or exclusions.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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