Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the safety profile (readOnly=false, destructive=false, idempotent=true, openWorld=false), so the bar is lower. The description usefully names exactly which caches are affected and that they are in-memory (non-persistent), which is real added context; it stops short of stating the consequence (subsequent calls will refetch from upstream APIs).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.