Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safety profile is covered. The description adds only the return shape (id + name), which is mild extra value; it says nothing about ordering, completeness of the district-wide list, or freshness of the data.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.