Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, open-world behavior, so the safety profile is fully covered elsewhere. The description's one addition is that the key is exchange-assigned, which is genuinely useful, but it says nothing about behavior on a missing/cancelled order or about how much history is returned.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.