Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and open-world, so the safety profile is fully covered structurally. The description adds no behavior beyond that: it does not say what happens for an unresolved market, whether an error or empty result is returned, or the units/scale of the settlement price. For a lookup whose main ambiguity is settlement state, this is a real gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.