Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and openWorldHint, so the safety profile is fully covered elsewhere. The description adds nothing beyond them — no note on whether the result is cached, ordered, paginated, or how large the catalog typically is, which is the kind of context that would earn credit.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.