Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden. It usefully discloses the permission-scoped visibility model ('you can see') and that state is included in each entry. It does not state that this is a non-mutating read, nor anything about ordering, pagination, or result size for an unbounded cross-project listing.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.