tool_calculate_points_or_cash
Compare cash vs points for a booking. Factors in cents per point, opportunity cost, and earning on cash payment to recommend the best option.
Instructions
Should I pay cash or use points? Factors in cpp value, opportunity cost, and points-back earning on the cash payment. Returns a clear recommendation.
Args: cash_price: Cash price for the booking points_price: Points/miles price for the same booking program: Points program (e.g., "chase_ur", "united_mp") category: Spending category if paying cash (e.g., "travel", "dining") — affects earning calc card_key: Specific card to calculate earning (e.g., "chase_sapphire_reserve") currency: Cash price currency taxes_fees_on_award: Cash taxes/fees on the award redemption
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| program | Yes | ||
| card_key | No | ||
| category | No | ||
| currency | No | USD | |
| cash_price | Yes | ||
| points_price | Yes | ||
| taxes_fees_on_award | No |