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VautlixDevelopment

Vaultix MCP Server

vaultix_create_payout

Create payouts via PIX or bank transfer to withdraw funds from the Vaultix payment system. Specify amount in cents and recipient details for secure transactions.

Instructions

Create a payout (withdrawal) via PIX or bank transfer. Amount in cents.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
amountYesAmount in cents (minimum 100)
pix_keyNoPIX key (for PIX payout)
bank_codeNoBank code (for bank transfer)
branchNoBranch number
accountNoAccount number
account_typeNoAccount type
holder_nameNoAccount holder name
holder_documentNoHolder CPF/CNPJ
descriptionNoPayout description

Implementation Reference

  • The handler logic for the 'vaultix_create_payout' tool. It builds a destination object for PIX or bank transfer based on input arguments and makes a POST request to the /payouts endpoint using the VaultixClient.
    case 'vaultix_create_payout':
      const destination: any = {}
      if (args.pix_key) {
        destination.pix_key = args.pix_key
      } else {
        destination.bank_code = args.bank_code
        destination.branch = args.branch
        destination.account = args.account
        destination.account_type = args.account_type
      }
      destination.holder_name = args.holder_name
      destination.holder_document = args.holder_document
    
      return client.post('/payouts', {
        amount: args.amount,
        destination,
        description: args.description,
      })
  • The tool schema definition for 'vaultix_create_payout', including name, description, and inputSchema specifying parameters for payout creation.
    {
      name: 'vaultix_create_payout',
      description: 'Create a payout (withdrawal) via PIX or bank transfer. Amount in cents.',
      inputSchema: {
        type: 'object',
        properties: {
          amount: { type: 'number', description: 'Amount in cents (minimum 100)' },
          pix_key: { type: 'string', description: 'PIX key (for PIX payout)' },
          bank_code: { type: 'string', description: 'Bank code (for bank transfer)' },
          branch: { type: 'string', description: 'Branch number' },
          account: { type: 'string', description: 'Account number' },
          account_type: { type: 'string', enum: ['checking', 'savings'], description: 'Account type' },
          holder_name: { type: 'string', description: 'Account holder name' },
          holder_document: { type: 'string', description: 'Holder CPF/CNPJ' },
          description: { type: 'string', description: 'Payout description' },
        },
        required: ['amount'],
      },
    },
  • The exported tools array where 'vaultix_create_payout' is registered as one of the available MCP tools.
    export const tools: Tool[] = [
      // ==================== CHARGES ====================
      {
        name: 'vaultix_create_charge',
        description: 'Create a new payment charge (PIX, Credit Card, or Boleto). Amount is in cents (e.g., 5000 = R$ 50,00)',
        inputSchema: {
          type: 'object',
          properties: {
            amount: { type: 'number', description: 'Amount in cents (minimum 100 = R$ 1,00)' },
            payment_method: { type: 'string', enum: ['pix', 'credit_card', 'boleto'], description: 'Payment method' },
            customer_name: { type: 'string', description: 'Customer name' },
            customer_email: { type: 'string', description: 'Customer email' },
            customer_document: { type: 'string', description: 'Customer CPF/CNPJ' },
            description: { type: 'string', description: 'Charge description' },
          },
          required: ['amount', 'payment_method', 'customer_name', 'customer_email'],
        },
      },
      {
        name: 'vaultix_get_charge',
        description: 'Retrieve a charge by ID',
        inputSchema: {
          type: 'object',
          properties: {
            id: { type: 'string', description: 'Charge ID (ch_...)' },
          },
          required: ['id'],
        },
      },
      {
        name: 'vaultix_list_charges',
        description: 'List all charges with optional filters',
        inputSchema: {
          type: 'object',
          properties: {
            limit: { type: 'number', description: 'Maximum results (1-100)' },
            status: { type: 'string', enum: ['pending', 'paid', 'failed', 'canceled', 'refunded'], description: 'Filter by status' },
            payment_method: { type: 'string', enum: ['pix', 'credit_card', 'boleto'], description: 'Filter by payment method' },
          },
        },
      },
      {
        name: 'vaultix_cancel_charge',
        description: 'Cancel a pending or authorized charge',
        inputSchema: {
          type: 'object',
          properties: {
            id: { type: 'string', description: 'Charge ID to cancel' },
          },
          required: ['id'],
        },
      },
    
      // ==================== CUSTOMERS ====================
      {
        name: 'vaultix_create_customer',
        description: 'Create a new customer',
        inputSchema: {
          type: 'object',
          properties: {
            name: { type: 'string', description: 'Customer name' },
            email: { type: 'string', description: 'Customer email' },
            document: { type: 'string', description: 'CPF/CNPJ' },
            phone: { type: 'string', description: 'Phone number' },
          },
          required: ['name'],
        },
      },
      {
        name: 'vaultix_get_customer',
        description: 'Retrieve a customer by ID',
        inputSchema: {
          type: 'object',
          properties: {
            id: { type: 'string', description: 'Customer ID (cus_...)' },
          },
          required: ['id'],
        },
      },
      {
        name: 'vaultix_list_customers',
        description: 'List all customers',
        inputSchema: {
          type: 'object',
          properties: {
            limit: { type: 'number', description: 'Maximum results (1-100)' },
            email: { type: 'string', description: 'Filter by email' },
          },
        },
      },
      {
        name: 'vaultix_update_customer',
        description: 'Update a customer',
        inputSchema: {
          type: 'object',
          properties: {
            id: { type: 'string', description: 'Customer ID' },
            name: { type: 'string', description: 'New name' },
            email: { type: 'string', description: 'New email' },
            phone: { type: 'string', description: 'New phone' },
          },
          required: ['id'],
        },
      },
      {
        name: 'vaultix_delete_customer',
        description: 'Delete a customer',
        inputSchema: {
          type: 'object',
          properties: {
            id: { type: 'string', description: 'Customer ID to delete' },
          },
          required: ['id'],
        },
      },
    
      // ==================== REFUNDS ====================
      {
        name: 'vaultix_create_refund',
        description: 'Create a refund for a paid charge. Amount in cents for partial refund.',
        inputSchema: {
          type: 'object',
          properties: {
            charge: { type: 'string', description: 'Charge ID to refund' },
            amount: { type: 'number', description: 'Amount in cents (optional, for partial refund)' },
            reason: { type: 'string', description: 'Reason for refund' },
          },
          required: ['charge'],
        },
      },
      {
        name: 'vaultix_get_refund',
        description: 'Retrieve a refund by ID',
        inputSchema: {
          type: 'object',
          properties: {
            id: { type: 'string', description: 'Refund ID (re_...)' },
          },
          required: ['id'],
        },
      },
      {
        name: 'vaultix_list_refunds',
        description: 'List all refunds',
        inputSchema: {
          type: 'object',
          properties: {
            limit: { type: 'number', description: 'Maximum results (1-100)' },
            charge: { type: 'string', description: 'Filter by charge ID' },
          },
        },
      },
    
      // ==================== BALANCE ====================
      {
        name: 'vaultix_get_balance',
        description: 'Get current account balance (available and pending)',
        inputSchema: {
          type: 'object',
          properties: {},
        },
      },
      {
        name: 'vaultix_list_balance_transactions',
        description: 'List balance transactions (statement)',
        inputSchema: {
          type: 'object',
          properties: {
            limit: { type: 'number', description: 'Maximum results (1-100)' },
            type: { type: 'string', enum: ['charge', 'refund'], description: 'Filter by type' },
          },
        },
      },
    
      // ==================== PRODUCTS ====================
      {
        name: 'vaultix_create_product',
        description: 'Create a new product in the catalog. Price is in cents.',
        inputSchema: {
          type: 'object',
          properties: {
            name: { type: 'string', description: 'Product name' },
            price: { type: 'number', description: 'Price in cents' },
            description: { type: 'string', description: 'Product description' },
            stock_quantity: { type: 'number', description: 'Stock quantity' },
            sku: { type: 'string', description: 'SKU code' },
          },
          required: ['name', 'price'],
        },
      },
      {
        name: 'vaultix_get_product',
        description: 'Retrieve a product by ID',
        inputSchema: {
          type: 'object',
          properties: {
            id: { type: 'string', description: 'Product ID (prod_...)' },
          },
          required: ['id'],
        },
      },
      {
        name: 'vaultix_list_products',
        description: 'List all products',
        inputSchema: {
          type: 'object',
          properties: {
            limit: { type: 'number', description: 'Maximum results (1-100)' },
            status: { type: 'string', enum: ['active', 'draft', 'archived'], description: 'Filter by status' },
            search: { type: 'string', description: 'Search by name or SKU' },
          },
        },
      },
      {
        name: 'vaultix_update_product',
        description: 'Update a product',
        inputSchema: {
          type: 'object',
          properties: {
            id: { type: 'string', description: 'Product ID' },
            name: { type: 'string', description: 'New name' },
            price: { type: 'number', description: 'New price in cents' },
            stock_quantity: { type: 'number', description: 'New stock quantity' },
          },
          required: ['id'],
        },
      },
      {
        name: 'vaultix_delete_product',
        description: 'Delete a product',
        inputSchema: {
          type: 'object',
          properties: {
            id: { type: 'string', description: 'Product ID to delete' },
          },
          required: ['id'],
        },
      },
    
      // ==================== ORDERS ====================
      {
        name: 'vaultix_get_order',
        description: 'Retrieve an order by ID',
        inputSchema: {
          type: 'object',
          properties: {
            id: { type: 'string', description: 'Order ID' },
            expand: { type: 'string', enum: ['items'], description: 'Expand items' },
          },
          required: ['id'],
        },
      },
      {
        name: 'vaultix_list_orders',
        description: 'List all orders',
        inputSchema: {
          type: 'object',
          properties: {
            limit: { type: 'number', description: 'Maximum results (1-100)' },
            status: { type: 'string', enum: ['pending', 'processing', 'completed', 'canceled'], description: 'Filter by status' },
            payment_status: { type: 'string', enum: ['pending', 'paid', 'failed'], description: 'Filter by payment status' },
          },
        },
      },
    
      // ==================== TRANSACTIONS ====================
      {
        name: 'vaultix_get_transaction',
        description: 'Retrieve a transaction by ID',
        inputSchema: {
          type: 'object',
          properties: {
            id: { type: 'string', description: 'Transaction ID' },
          },
          required: ['id'],
        },
      },
      {
        name: 'vaultix_list_transactions',
        description: 'List all transactions (unified view of charges, refunds, payouts)',
        inputSchema: {
          type: 'object',
          properties: {
            limit: { type: 'number', description: 'Maximum results (1-100)' },
            type: { type: 'string', enum: ['charge', 'refund', 'payout'], description: 'Filter by type' },
            source: { type: 'string', enum: ['charge', 'refund', 'payout'], description: 'Filter by source' },
          },
        },
      },
      {
        name: 'vaultix_get_transactions_summary',
        description: 'Get transaction summary for a period',
        inputSchema: {
          type: 'object',
          properties: {
            period: { type: 'string', enum: ['24h', '7d', '30d', '90d'], description: 'Period for summary (default: 30d)' },
          },
        },
      },
    
      // ==================== PAYMENT LINKS ====================
      {
        name: 'vaultix_create_payment_link',
        description: 'Create a shareable payment link. Amount in cents.',
        inputSchema: {
          type: 'object',
          properties: {
            amount: { type: 'number', description: 'Amount in cents (minimum 100)' },
            description: { type: 'string', description: 'Link description' },
            payment_methods: { type: 'array', items: { type: 'string' }, description: 'Allowed methods: pix, credit_card' },
            success_url: { type: 'string', description: 'Redirect URL after payment' },
            max_uses: { type: 'number', description: 'Maximum number of uses' },
          },
          required: ['amount'],
        },
      },
      {
        name: 'vaultix_get_payment_link',
        description: 'Retrieve a payment link by ID',
        inputSchema: {
          type: 'object',
          properties: {
            id: { type: 'string', description: 'Payment Link ID (plink_...)' },
          },
          required: ['id'],
        },
      },
      {
        name: 'vaultix_list_payment_links',
        description: 'List all payment links',
        inputSchema: {
          type: 'object',
          properties: {
            limit: { type: 'number', description: 'Maximum results (1-100)' },
            status: { type: 'string', enum: ['active', 'inactive'], description: 'Filter by status' },
          },
        },
      },
      {
        name: 'vaultix_deactivate_payment_link',
        description: 'Deactivate a payment link',
        inputSchema: {
          type: 'object',
          properties: {
            id: { type: 'string', description: 'Payment Link ID to deactivate' },
          },
          required: ['id'],
        },
      },
    
      // ==================== PAYOUTS ====================
      {
        name: 'vaultix_create_payout',
        description: 'Create a payout (withdrawal) via PIX or bank transfer. Amount in cents.',
        inputSchema: {
          type: 'object',
          properties: {
            amount: { type: 'number', description: 'Amount in cents (minimum 100)' },
            pix_key: { type: 'string', description: 'PIX key (for PIX payout)' },
            bank_code: { type: 'string', description: 'Bank code (for bank transfer)' },
            branch: { type: 'string', description: 'Branch number' },
            account: { type: 'string', description: 'Account number' },
            account_type: { type: 'string', enum: ['checking', 'savings'], description: 'Account type' },
            holder_name: { type: 'string', description: 'Account holder name' },
            holder_document: { type: 'string', description: 'Holder CPF/CNPJ' },
            description: { type: 'string', description: 'Payout description' },
          },
          required: ['amount'],
        },
      },
      {
        name: 'vaultix_get_payout',
        description: 'Retrieve a payout by ID',
        inputSchema: {
          type: 'object',
          properties: {
            id: { type: 'string', description: 'Payout ID (po_...)' },
          },
          required: ['id'],
        },
      },
      {
        name: 'vaultix_list_payouts',
        description: 'List all payouts',
        inputSchema: {
          type: 'object',
          properties: {
            limit: { type: 'number', description: 'Maximum results (1-100)' },
            status: { type: 'string', enum: ['pending', 'in_transit', 'completed', 'failed', 'canceled'], description: 'Filter by status' },
          },
        },
      },
      {
        name: 'vaultix_cancel_payout',
        description: 'Cancel a pending payout',
        inputSchema: {
          type: 'object',
          properties: {
            id: { type: 'string', description: 'Payout ID to cancel' },
          },
          required: ['id'],
        },
      },
    ]
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations, the description carries full burden but lacks behavioral details. It states 'Create a payout (withdrawal)' implying a mutation, but doesn't cover permissions required, rate limits, idempotency, side effects (e.g., reduces balance), or response format. This is inadequate for a financial transaction tool.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single, efficient sentence that front-loads the core purpose. However, it could be slightly more structured by explicitly separating PIX and bank transfer options, but it avoids redundancy and wastes no words.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a complex financial mutation tool with 9 parameters, no annotations, and no output schema, the description is incomplete. It lacks critical context such as authentication requirements, error conditions, return values, and operational constraints (e.g., minimum amount beyond schema).

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, providing full parameter documentation. The description adds minimal value by reiterating 'Amount in cents' (already in schema) and hinting at PIX/bank transfer methods (implied by parameters like 'pix_key' and 'bank_code'). Baseline 3 is appropriate as the schema does the heavy lifting.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the action ('Create a payout') and specifies the methods ('via PIX or bank transfer') with the amount unit ('Amount in cents'). It distinguishes from siblings like 'vaultix_get_payout' (read) and 'vaultix_cancel_payout' (cancel), but doesn't explicitly contrast with other creation tools like 'vaultix_create_charge'.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance is provided on when to use this tool versus alternatives. It doesn't mention prerequisites (e.g., needing a balance or customer), exclusions (e.g., cannot create if insufficient funds), or comparisons with sibling tools (e.g., 'vaultix_create_charge' for incoming payments).

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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