Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of behavioral disclosure. 'Create a new customer' implies a write/mutation operation, but it doesn't disclose important behavioral traits like required permissions, whether duplicate customers are allowed, what happens on success/failure, rate limits, or what the response contains. This leaves significant gaps for an agent to understand how to use this tool effectively.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.