Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description must carry the full burden of behavioral disclosure. It merely states 'Update an existing gift card' without mentioning whether it is a partial or full update, side effects, permission requirements, or idempotency. There is no additional transparency beyond the obvious mutation implication.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.