Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description must carry the full burden of behavioral disclosure, but it only states the action. It does not mention what happens when a gift card is disabled (e.g., whether it can be re-enabled, if existing balances are affected, or if it's a destructive or reversible operation).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.