Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of behavioral disclosure. 'Fetch' implies a read operation, but the description doesn't state what data is returned, whether authentication is needed, or any limitations. For a tool with no annotations and no output schema, this is insufficient.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.