Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden, yet it discloses nothing beyond the verb. It does not state that this is a read-only/non-mutating operation, whether filters are required or optional, or what happens when no filters are supplied.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.