Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of disclosing behavioral traits. It only states it 'gets' information, implying a read operation, but does not clarify authorization needs, rate limits, or what happens when no margin calls exist. This is insufficient for a tool without annotation support.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.