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Matthew7727

monzo-mcp

by Matthew7727

withdraw_from_pot

Move money from a Monzo pot into a linked account to make saved funds available for spending.

Instructions

Move money from a Monzo pot back into an account

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
pot_idYesThe pot ID to withdraw from
account_idYesThe destination account ID
amount_poundsYesAmount to withdraw in pounds, for example 12.34

Schema Changelog

Changes observed during successful MCP inspections.

  1. First observedv0.1.0

TDQS

C2.9/5.0
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

There are no annotations, so the description carries the full burden of behavioral disclosure. It states a money-moving mutation but does not mention prerequisites, side effects, reversibility, failure modes, or whether the transfer is internal-only.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single front-loaded sentence with no filler or repetition. Every word adds meaning and it is appropriately sized for the operation.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a mutation tool with no annotations and no output schema, this one-line description is too thin. It lacks information about prerequisites, expected response, and edge cases, leaving an agent to infer important operational details.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, so the parameters are already well documented. The description adds no extra parameter meaning, but the schema's property descriptions are sufficient to reach the baseline.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description uses a specific verb and resource: 'Move money from a Monzo pot back into an account.' It clearly identifies a transfer operation and is unambiguous about direction, though it does not explicitly name or contrast the sibling deposit_to_pot.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance is given on when to use this tool versus alternatives. It does not mention that deposit_to_pot is the inverse operation or that list_pots/list_accounts may be needed first to obtain valid IDs.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.