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Matthew7727

monzo-mcp

by Matthew7727

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      Enables interaction with Monzo bank accounts for balance checking, transaction management, pot operations, and reconciliation through natural language.
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      Enables AI assistants to access a personal finance platform through MCP, allowing users to query active account balances and consolidated totals, and to list or filter financial transactions by account, type, and date range. It connects using a configurable backend API URL and personal access token.
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      Enables financial data access from connected bank accounts via MCP tools, allowing natural language queries about balances, transactions, subscriptions, investments, and more, with a focus on privacy and read-only access.
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      Give Claude AI read-only access to your Monzo bank account through the Model Context Protocol, enabling insights into spending, balances, and transactions via natural conversation.
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    TDQS

    A3.5/5.0

    Scored across 9 tools

    Disambiguation4/5

    Most tools are clearly distinct: accounts, balances, transactions, and pots each have separate operations. The only minor overlap is between list_transactions and search_transactions, though the search tool's merchant/description filtering gives it a different purpose.

    Naming Consistency5/5

    Tool names follow a consistent snake_case verb_noun pattern throughout, such as list_accounts, get_balance, and annotate_transaction. Even multi-word actions like deposit_to_pot and withdraw_from_pot follow a predictable and readable structure.

    Tool Count5/5

    Nine tools is a well-scoped size for a personal banking API server. Each tool covers a distinct core operation without unnecessary bloat, and the set feels appropriately bounded for the domain.

    Completeness4/5

    The toolset covers account listing, balance checks, transaction viewing/searching/annotating, and pot deposits/withdrawals, which covers most common Monzo workflows. It lacks pot creation/deletion and account-level transfers, but these are reasonable minor gaps rather than critical dead ends.

    Maintenance

    ActivityInactive
    ResponsivenessNo issues