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Matthew7727

monzo-mcp

by Matthew7727

get_transaction

Retrieve full details of a Monzo transaction using its transaction ID to confirm payments, track spending, and resolve discrepancies.

Instructions

Get the full details of a specific Monzo transaction

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
transaction_idYesThe transaction ID to fetch

Schema Changelog

Changes observed during successful MCP inspections.

  1. First observedv0.1.0

TDQS

A3.5/5.0
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are provided, so the description carries the full behavioral disclosure burden. 'Get' implies a read operation, but the description does not explicitly state that it has no side effects, what the return format is, or how errors are handled. It adds little beyond the action itself.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single clear sentence with no filler words. It conveys the essential purpose and scope efficiently, and every element earns its place.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a simple one-parameter get-by-ID tool, the description is adequate but not complete. There is no output schema and no description of the return structure; it also does not guide the agent on how this tool relates to list_transactions or search_transactions.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100% and the single parameter transaction_id is already described as 'The transaction ID to fetch'. The description does not add meaning beyond the schema, so the baseline score of 3 is appropriate.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the verb ('Get'), the resource ('a specific Monzo transaction'), and the scope ('full details'). The word 'specific' distinguishes this from sibling list/search tools, so an agent can tell it apart without opening the schema.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description implies this tool is for fetching one transaction by ID, especially given the required transaction_id parameter. However, it does not explicitly say when to use it versus list_transactions or search_transactions, nor does it mention any alternatives or exclusions.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.