Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, destructiveHint=false and openWorldHint=true, so the agent knows this is a non-destructive but externally-visible action; the description is consistent with that. It adds the useful context that the outbound artifact is a 2FA setup code (so re-invocations resend rather than create state), but says nothing about delivery side effects, rate limiting, or whether an existing setup session is required.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.