Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, destructiveHint=false, openWorldHint=true, so the safety profile is partly covered. The description adds that this is a confirmation step in a 2FA setup flow, but says nothing about authentication requirements, whether the code is single-use or expires, or what account state changes on success.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.