Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already state readOnlyHint=false, destructiveHint=false, and openWorldHint=true, so the description only needs to add write semantics on top - and it barely does. It never says whether the update is partial or full (significant given the existence of vaultwarden_post_cipher_partial and vaultwarden_put_cipher_partial), what happens to fields not supplied, or what permissions are required.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.