Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It states the behavior (listing all contacts, sorted by last name) but omits the effect of the max_results parameter, which can limit the number returned. This is a notable behavioral gap, as an agent might assume 'all' always means the complete list, not just up to 50.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.