wealthpulse
Access personal finance intelligence with live FRED rate data. Analyze financial health, retirement readiness, debt strategies, credit card optimization, mortgage affordability, Social Security claiming, tax optimization, and more.
Instructions
WealthPulse: Personal finance intelligence API. 12 endpoints grounded in live FRED rate data — financial health, retirement, debt, credit cards, mortgage, Social Security, tax optimization, Roth vs Traditional, em
Coverage: Global
Endpoints: • snapshot ($0.10): Financial health snapshot • retire ($0.10): Retirement readiness projection • debt ($0.10): Debt payoff strategy • cards ($0.10): Credit card optimization • mortgage ($0.10): Mortgage affordability analysis • debt-negotiate ($0.10): DIY debt negotiation protocol • advisor ($0.10): Financial advisor intelligence • ssa ($0.10): Social Security claiming strategy • tax ($0.10): Year-end tax optimization • roth ($0.10): Roth vs Traditional IRA/401k decision • emergency ($0.10): Emergency fund sizing • inheritance ($0.10): Inherited IRA and estate rules
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| action | No | action | |
| lang | No | lang | |
| age | No | age | |
| income | No | Annual income in USD | |
| savings | No | savings | |
| debt | No | debt | |
| expenses | No | Monthly expenses in USD | |
| retire_at | No | retire_at | |
| target_income | No | target_income | |
| debts | No | name:balance:rate format, comma-separated (e.g. credit-card:8500:24,car-loan:12000:6.5) | |
| extra | No | extra | |
| spend_profile | No | spend_profile | |
| monthly | No | monthly | |
| credit_score | No | credit_score | |
| down | No | down | |
| location | No | location | |
| creditor | No | creditor | |
| balance | No | balance | |
| type | No | credit_card | medical | personal | auto | student | |
| state | No | state | |
| specialty | No | Required for action=find | |
| advisors | No | Required for action=compare | |
| name | No | Required for action=vet | |
| situation | No | situation | |
| firm | No | For action=vet | |
| birth_year | No | Year of birth (used to calculate Full Retirement Age) | |
| marital_status | No | marital_status | |
| health | No | health | |
| filing_status | No | filing_status | |
| employer_match | No | employer_match | |
| job_type | No | job_type | |
| dependents | No | dependents | |
| current_fund | No | Existing emergency fund in USD | |
| relationship | No | relationship | |
| account_type | No | account_type | |
| your_age | No | your_age | |
| original_owner_age | No | Original owner's age at time of death |