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insurepulse

Analyze auto insurance coverage, calculate life insurance needs, identify homeowners coverage gaps, perform annual audits, and get renters insurance guidance with AI-synthesized intelligence.

Instructions

InsurePulse: AI-synthesized insurance intelligence. Auto coverage analysis, life insurance needs calculator, homeowners gap finder, annual coverage audit, and renters insurance guidance. All endpoints require x402

Coverage: Global

Endpoints: • auto ($0.10): Auto insurance analysis • life ($0.10): Life insurance needs calculator • home ($0.10): Homeowners insurance gap analysis • audit ($0.10): Annual insurance coverage audit • renters ($0.10): Renters insurance guide

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
actionYesWhich endpoint to call. Options: auto | life | home | audit | renters
langNoResponse language
profileNoDriver profile description (e.g. 'clean record 10 years, married, homeowner')
stateNoState of registration (e.g. 'Texas', 'CA')
vehicleNoVehicle description (e.g. '2020 Toyota Camry')
ageNoApplicant age
incomeNoAnnual gross income in USD
dependentsNoNumber of financial dependents
mortgageNoRemaining mortgage balance in USD
debtNoOther debt (student loans, auto, credit card) in USD
situationNoLife situation description (e.g. 'married, 2 kids, dual income')
locationNoCity and state (e.g. 'Austin TX')
valueNoHome value or purchase price in USD
sqftNoSquare footage
current_coverageNoCurrent dwelling coverage amount in USD
policiesNoCurrent policies held (e.g. 'auto,home,life,umbrella')
life_stageNoRecent life events (e.g. 'new baby', 'home purchase', 'retirement')
net_worthNoEstimated net worth in USD (for umbrella/liability sizing)
zipNoZIP code for rate context
dogNoWhether tenant has a dog (affects liability)
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are provided, so the description must fully disclose behavioral traits. It mentions authentication and pricing but fails to describe what happens when an endpoint is invoked (e.g., output format, side effects, rate limits). No contradictions with annotations.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is appropriately short and front-loaded with the tool's purpose. However, it redundantly lists endpoints with costs that could have been omitted or summarized. Overall, concise but could be tighter.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given 20 parameters, no output schema, and no annotations, the description is insufficient. It does not explain parameter groupings per endpoint, return values, or how to construct a valid request for a specific analysis. Major gaps exist for agent decision-making.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The input schema has 100% description coverage, so baseline is 3. The description adds no extra parameter meaning beyond the schema; it merely lists endpoints. No additional context is provided for parameter usage or preconditions.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool provides AI-synthesized insurance intelligence with five specific endpoints (auto, life, home, audit, renters). It identifies the domain (insurance) and distinguishes from sibling pulse tools implicitly, though no explicit differentiation is given.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance on when to use this tool versus alternatives. The description only mentions required authentication (x402) and per-endpoint costs. It does not explain how to select an endpoint or when not to use the tool.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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