isw_value_financing

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Discloses that it is high-risk and creates debt, which is useful. However, no annotations are provided, and the description does not mention other behavioral traits like idempotency, side effects on confirmation failure, or irreversible steps.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Is the description appropriately sized, front-loaded, and free of redundancy?

Two short sentences, efficient and front-loaded. No unnecessary words or repetition.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

With 7 parameters, a nested object (extra), and no output schema, the description is insufficient. It does not clarify the purpose of extra, required fields like productCode or merchantCode, or what the tool returns. Lacks completeness for correct agent usage.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 43% (3 of 7 params have descriptions). The description adds no parameter meaning beyond stating confirm requirement, which is already in schema. Params like extra, customerId, productCode, merchantCode remain undocumented in both schema and description.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Does the description clearly state what the tool does and how it differs from similar tools?

Description clearly states 'Request value financing' and highlights it is high-risk, creating debt. Among siblings, it is distinct from other financing tools like isw_request_nano_loan or isw_salary_lending, making purpose unambiguous.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Does the description explain when to use this tool, when not to, or what alternatives exist?

Only mentions that confirm must be true. No guidance on when to use this tool vs alternatives such as isw_request_nano_loan or isw_salary_lending, leaving the agent without selection criteria.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.