Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations present, the description carries the transparency burden. The GET method and the word "List" imply a read-only operation with no side effects, but the description does not explicitly state safety, response shape, or any limitations beyond what the name already suggests.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.