Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, so the description correctly aligns with them. The description adds the scoping detail 'for the current user', which is useful, but does not describe return format or any other behavioral characteristics. It adds some value beyond annotations but not extensive.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.